Bajaj Finance Share: Bajaj Finance share rallied up to 4% on Monday, after the company fixed June 16, 2025 as the record date for its 1:2 stock split and 4:1 bonus share issue. This move is aimed at increasing stock liquidity and making shares more affordable for retail investors.
Bonus & Stock Split Explained: What Shareholders Need to Know
In an earlier exchange filing dated April 29, Bajaj Finance’s board announced two major shareholder-friendly corporate actions:
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A 2:1 stock split, where each equity share of ₹2 face value will be subdivided into two equity shares of ₹1 face value each. This move is aimed at increasing affordability and liquidity in the stock.
“Sub-division of 1 (one) equity share of face value of ₹2 each fully paid-up into 2 (two) equity shares of face value of ₹1 each fully paid-up,” the company stated in its regulatory filing.
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A 4:1 bonus share issue, granting 4 fully paid bonus shares (each of ₹1 face value) for every 1 share held (post-split). This means a single ₹2 share held before the split will ultimately yield 8 shares of ₹1 each after both corporate actions.
“Issue of bonus equity shares in the ratio of 4:1 i.e., 4 (Four) bonus equity shares of face value ₹1 each for every 1 (one) equity share of ₹1 each fully paid-up,” the company added.
Additionally, the company declared a final dividend of ₹44 per share, translating to a 2,200% payout on the ₹2 face value equity share, for FY 2024–25. The record date for dividend eligibility was May 30, 2025.
These announcements reflect Bajaj Finance’s commitment to enhancing shareholder value, and come on the back of robust quarterly results, despite a slight miss in Net Interest Income (NII). While the NII stood at ₹9,807.1 crore—just below market expectations of ₹9,880.9 crore—the company’s net profit surged 19% YoY to ₹4,545.6 crore in the March quarter.
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The Bajaj Finance share touched an intraday high of ₹9,788 before settling at ₹9,607 apiece, marking a 2.52% rise, compared to previous trading day’s closing session. The stock has now surged 36.46% in the past 12 months, underlining robust investor confidence.
Q4 FY25 Results: Steady Growth Despite NII Miss
Bajaj Finance reported a net profit of ₹4,546 crore in Q4 FY25, a 19% YoY growth, supported by healthy loan book expansion and stable asset quality. However, net interest income (NII) slightly missed expectations, coming in at ₹9,807 crore vs ₹9,880 crore estimated.
Key Financial Highlights (Q4FY25):
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Revenue: ₹18,457 crore (↑23% YoY)
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Net Profit: ₹4,546 crore (↑18% YoY, ↑6% QoQ)
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AUM: ₹4.17 lakh crore (↑26% YoY)
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Final Dividend: ₹44/share (record date: May 30)
With a solid credit growth trajectory, Bajaj Finance added ₹18,700 crore to its AUM in the March quarter alone, reflecting sustained demand in the retail lending space.
Bajaj Finance Share: Positive Sentiment Ahead of Record Date
Market participants view the bonus and stock split announcement as a signal of financial strength and confidence for Bajaj Finance share price. High traded volume—2.7 times the 30-day average—and a Relative Strength Index (RSI) of 66 indicate strong momentum.
Many analysts expect short-term volatility around the record date but remain optimistic on the medium-term outlook due to the company’s strong fundamentals and retail-friendly initiatives. The June 16 record date may see increased buying interest from retail investors hoping to benefit from the bonus and split.
Future Outlook: What Investors Should Watch
Looking ahead, Bajaj Finance expects:
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25% growth in consolidated balance sheet
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22–23% profit growth in FY26
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Focus on margin preservation, cost control, and risk management amid macroeconomic headwinds.
Investors should monitor macro trends, interest rate movements, and NBFC sector updates closely. Any improvement in NII or expansion in margins in upcoming quarters could act as positive catalysts.
Conclusion: Bullish Outlook Backed by Fundamentals
Bajaj Finance’s corporate actions, coupled with consistent financial performance, reaffirm its position as one of India’s top NBFCs. The 1:2 stock split and 4:1 bonus issue, effective from June 16, reflect a shareholder-friendly approach that could further widen investor participation.
Retail investors may consider this an opportunity to accumulate, though it’s essential to evaluate personal risk tolerance and consult financial advisors before making decisions.
Disclaimer: The views and investment insights provided here are based on publicly available information and do not constitute financial advice. Readers are advised to conduct their own research or consult certified financial experts before making investment decisions.
